How long before practitioners will look back with nostalgia at the days long ago when accountants were a fixture on the High Street, complete with brass name plates and the office was a physical space rather than a virtual reality. The signs pointing to the virtual office are already in... read more →

The recent rise in inflation and interest rates underlines the fact that the UK and world economies are still suffering from the effects of the continuing war in Ukraine. Accordingly, if you have managed to retain profits in your business this buffer will help to see you through difficult trading... read more →

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Homeowners and landlords will have seen a significant increase in their mortgage payments due to the rise in the Bank of England Base rate over the past 6-months if any fixed rate agreements have expired in this period or if you have a variable rate arrangement. And mortgage payers who... read more →

All business owners, but predominantly retailers, leisure and entertainment trades, will have seen their hard-won capital all but exhausted by the needs to meet fixed costs when income generation has been restricted or eliminated by lock-down directives during the early years of the COVID pandemic, and more recently by the... read more →

As we approach yet another spring budget – the date is set for the 15th March 2023 – will taxes rise or fall. And more importantly for practitioners, how will any changes affect your advice to clients? There will be two-fold concerns: will any changes impact advice already given to... read more →

Inflation and recession are cruel task-masters. If you provide goods or services that can be readily sourced from alternative suppliers, and at a lower cost, trying to beef-up your sales prices will likely result in lost income as your customers go elsewhere. If your costs are increasing this can only... read more →

The earliest recorded celebration of the new year is some 4,000 years ago in ancient Babylon. It was timed to coincide with the vernal equinox – equal days and nights – a day in late March. Humanity seems able to look on the bright side even when the evidence points... read more →

As a contribution to the cost-of-living passengers are being encouraged to Get Around for £2 by bus from January to March next year, with bus operators launching a campaign to promote the government fare cap scheme. The scheme will help families, commuters and other passengers save money this winter, backed... read more →

Business Secretary Grant Shapps has announced a comprehensive review into tackling late payments for small businesses, while urging large companies to pay their smaller suppliers promptly. Small businesses routinely spend significant time and resources chasing late payments from businesses they supply which can lead to cash flow problems, putting their... read more →